:root {
  --ink: #193c33;
  --text: #293e37;
  --muted: #68746d;
  --paper: #fafbf7;
  --line: #dce2d8;
  --mint: #eaf0e1;
  --lime: #d8ebbd;
  --green: #244e3b;
  --serif: Georgia, 'Times New Roman', serif;
}
* {
  box-sizing: border-box;
 
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 100px;
 
}
body {
  margin: 0;
  background: var(--paper);
  color: var(--text);
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Arial, sans-serif;
  font-size: 1rem;
  line-height: 1.65;
 
}
button, input, select {
  font: inherit;
 
}
button, select {
  cursor: pointer;
 
}
a {
  color: inherit;
  text-underline-offset: .22em;
 
}
button {
  color: inherit;
 
}
button:disabled {
  cursor: default;
 
}
img, svg {
  max-width: 100%;
  height: auto;
 
}
[hidden] {
  display: none !important;
 
}
:focus-visible {
  outline: 3px solid #718c38;
  outline-offset: 4px;
  border-radius: 3px;
 
}
.wrap {
  width: min(1264px, calc(100% - 96px));
  margin-inline: auto;
 
}
.skip-link {
  position: fixed;
  left: 1rem;
  top: -6rem;
  z-index: 20;
  padding: 1rem;
  background: white;
 
}
.skip-link:focus {
  top: 1rem;
 
}
.preview-banner {
  background: #e9eddf;
  color: #4c5d4f;
  text-align: center;
  padding: .35rem 1rem;
  font-size: .72rem;
  letter-spacing: .02em;
 
}
.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--paper);
  position: relative;
  z-index: 5;
 
}
.header-inner {
  min-height: 94px;
  display: flex;
  align-items: center;
  gap: 3rem;
 
}
.brand {
  font-weight: 650;
  letter-spacing: -.035em;
  text-decoration: none;
  display: flex;
  align-items: center;
  font-size: 1.15rem;
  white-space: nowrap;
  gap: .65rem;
 
}
.brand .domain {
  font-weight: 400;
  color: var(--muted);
 
}
.brand-symbol {
  color: var(--lime);
  background: var(--ink);
  width: 38px;
  height: 38px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 9px;
  font-family: var(--serif);
  font-size: 1.7rem;
  line-height: 1;
 
}
.brand-symbol > span {
  margin: .36rem 0 0 -.18rem;
 
}
#main-nav {
  display: flex;
  align-items: center;
  gap: 1.65rem;
  margin-left: auto;
 
}
.nav-group {
  position: relative;
  display: flex;
  align-items: center;
  gap: .25rem;
 
}
.nav-group > a {
  font-size: .88rem;
  text-decoration: none;
  font-weight: 500;
  white-space: nowrap;
  padding-block: .55rem;
  margin-block: 1.45rem;
  border-radius: 4px;
 
}
.nav-group.is-current-section > a {
  padding-inline: .6rem;
  margin-inline: -.6rem;
  background: #e1edd7;
  color: var(--green);
  box-shadow: inset 0 -2px var(--green);
}
.nav-group.is-current-section > .sub-toggle {
  color: var(--green);
}
.menu-area-label {
  display: block;
  max-width: 6.2rem;
  margin-top: 3px;
  color: var(--green);
  font-size: .65rem;
  line-height: 1.2;
  text-align: left;
  white-space: normal;
 
}
.sub-toggle {
  padding: .25rem;
  border: 0;
  background: transparent;
  font-size: .8rem;
 
}
.subnav {
  display: none;
  position: absolute;
  background: white;
  border: 1px solid var(--line);
  box-shadow: 0 14px 35px #193c3310;
  padding: .7rem;
  border-radius: 7px;
  left: -.75rem;
  top: 76%;
  width: min(300px, calc(100vw - 48px));
  max-height: calc(100dvh - 140px);
  overflow-y: auto;
 
}
.nav-group.expanded .subnav {
  display: grid;
 
}
.subnav a {
  padding: .6rem;
  text-decoration: none;
  font-size: .86rem;
  border-left: 3px solid transparent;
  border-radius: 4px;
  overflow-wrap: anywhere;
 
}
.subnav a:hover {
  background: var(--mint);
 
}
.subnav a[aria-current="page"],
.subnav a[aria-current="page"]:hover {
  background: #e1edd7;
  color: var(--green);
  border-left-color: var(--green);
}
.nav-current-entry {
  margin-top: .6rem;
}
.nav-current-hint {
  display: block;
  margin-bottom: .3rem;
  font-size: .62rem;
  letter-spacing: .06em;
  text-transform: uppercase;
}
.nav-group:nth-child(n+3) .subnav {
  left: auto;
  right: 0;
}
.header-actions {
  display: flex;
  align-items: center;
  gap: 1.1rem;
 
}
.icon-button, .saved-link {
  width: 34px;
  height: 36px;
  padding: 0;
  text-decoration: none;
  border: 0;
  background: transparent;
  font-size: 1.8rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  position: relative;
 
}
.saved-count {
  font-size: .62rem;
  font-weight: bold;
  position: absolute;
  top: -4px;
  right: -5px;
 
}
.menu-toggle {
  display: none;
 
}
.mobile-utilities {
  display: none;
 
}
h1,h2,h3,p {
  margin-top: 0;
 
}
h1,h2,h3 {
  color: var(--ink);
  overflow-wrap: anywhere;
 
}
h1 {
  font-family: var(--serif);
  font-size: clamp(2.4rem,4.6vw,4.6rem);
  font-weight: 400;
  line-height: 1.12;
  letter-spacing: -.045em;
 
}
h2 {
  font-family: var(--serif);
  font-size: clamp(1.9rem,3vw,2.65rem);
  line-height: 1.2;
  font-weight: 400;
  letter-spacing: -.035em;
 
}
h3 {
  line-height: 1.3;
 
}
em {
  font-weight: inherit;
 
}
.eyebrow {
  font-size: .66rem;
  letter-spacing: .14em;
  font-weight: 650;
  line-height: 1.5;
  color: #60734f;
  margin-bottom: 1.15rem;
 
}
.green-dot {
  display: inline-block;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #7a9655;
  margin-right: 5px;
 
}
.hero {
  display: grid;
  grid-template-columns: 1.18fr .9fr;
  gap: 6rem;
  padding-block: 73px 80px;
  align-items: center;
 
}
.hero h1 {
  font-size: clamp(2.8rem,4.45vw,4.3rem);
  margin-bottom: 1.55rem;
 
}
.hero h1 em {
  color: #688447;
 
}
.hero-desc {
  font-size: 1.01rem;
  max-width: 480px;
  color: #627065;
  line-height: 1.85;
 
}
.hero-links {
  display: flex;
  align-items: center;
  gap: 1.6rem;
  margin-top: 2rem;
 
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.6rem;
  padding: .9rem 1.2rem;
  min-height: 48px;
  border-radius: 5px;
  border: 1px solid transparent;
  text-decoration: none;
  font-size: .86rem;
  font-weight: 550;
  transition: background .15s, transform .15s;
 
}
.button.primary {
  color: #fff;
  background: var(--green);
 
}
.button.primary:hover {
  background: #183e2c;
 
}
.button.secondary {
  background: transparent;
  border-color: #afbdab;
 
}
.button.secondary:hover {
  background: var(--mint);
 
}
.button.full {
  width: 100%;
 
}
.text-link {
  background: none;
  border: 0;
  padding: 0;
  display: inline-flex;
  align-items: center;
  gap: 1rem;
  font-size: .85rem;
  font-weight: 550;
  text-decoration: none;
 
}
.text-link:hover {
  text-decoration: underline;
 
}
.hero-proof {
  display: flex;
  gap: 1.1rem;
  font-size: .68rem;
  color: #6c776c;
  margin-top: 2rem;
 
}
.hero-calculator {
  border: 1px solid #d5decd;
  border-radius: 12px;
  background: #f1f4e9;
  box-shadow: 0 14px 45px #2a4b2e07;
  padding: 0 27px 22px;
  min-width: 0;
 
}
.mini-tabs {
  display: flex;
  border-bottom: 1px solid #d0d9c6;
  margin: 0 -27px 26px;
  padding: 0 27px;
  gap: 1.8rem;
 
}
.mini-tabs button {
  border: 0;
  background: transparent;
  padding: 18px 0 15px;
  font-size: .8rem;
  color: #6c7766;
 
}
.mini-tabs button[aria-selected=true] {
  color: var(--ink);
  box-shadow: 0 2px var(--ink);
  font-weight: 600;
 
}
.hero-calculator h2 {
  font-family: inherit;
  font-size: 1.19rem;
  font-weight: 600;
  letter-spacing: -.025em;
  margin-bottom: 1.5rem;
 
}
.hero-calculator .eyebrow {
  font-size: .58rem;
  margin-bottom: .55rem;
 
}
.quick-amount {
  display: block;
  font-size: .75rem;
 
}
.input-wrap {
  display: flex;
  align-items: center;
  gap: .6rem;
  background: #fff;
  border: 1px solid #d6decd;
  border-radius: 5px;
  padding: .6rem .8rem;
  margin-top: .35rem;
  min-width: 0;
 
}
.input-wrap input {
  border: 0;
  background: transparent;
  width: 100%;
  min-width: 0;
  padding: 0;
  color: var(--ink);
  outline-offset: 7px;
 
}
.input-wrap > span {
  color: var(--muted);
  white-space: nowrap;
  font-size: .75rem;
 
}
.quick-amount .input-wrap {
  padding-block: .75rem;
 
}
.quick-amount input {
  font-size: 1.5rem;
  font-weight: 550;
 
}
.quick-amount b {
  font-size: 1.25rem;
  font-weight: 400;
 
}
input[type=range] {
  width: 100%;
  accent-color: var(--green);
  margin: 17px 0 0;
 
}
.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: .6rem;
  color: var(--muted);
 
}
.quick-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 15px;
  font-size: .7rem;
 
}
.quick-grid select {
  width: 100%;
  border: 1px solid #d6decd;
  border-radius: 5px;
  background: white;
  padding: .65rem .6rem;
  color: var(--ink);
  margin-top: .35rem;
 
}
.quick-grid .input-wrap {
  padding-block: .65rem;
 
}
.quick-result {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin: 23px 0 18px;
  font-size: .75rem;
 
}
.quick-result strong {
  font-family: var(--serif);
  font-size: 2.1rem;
  font-weight: 400;
  letter-spacing: -.04em;
  white-space: nowrap;
 
}
.quick-result small {
  display: block;
  font-size: .59rem;
  color: var(--muted);
  margin-top: 3px;
 
}
.mini-link {
  font-size: .7rem;
  display: block;
  margin-top: 12px;
  text-align: center;
  text-decoration: none;
 
}
.micro {
  font-size: .66rem;
  color: #6b7569;
  line-height: 1.6;
  margin: 14px 0 0;
 
}
.choice-links {
  display: grid;
  gap: 1rem;
  margin-block: 1.5rem;
 
}
.choice-links a {
  display: flex;
  justify-content: space-between;
  background: #fff;
  padding: .9rem;
  text-decoration: none;
  border: 1px solid var(--line);
  border-radius: 4px;
 
}
.benefit-band {
  border-block: 1px solid var(--line);
  padding-block: 22px;
  background: #f4f6ee;
 
}
.benefit-band > div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: .75rem;
  color: #77816f;
 
}
.benefit-band b {
  color: var(--ink);
  font-weight: 550;
 
}
.section {
  padding-block: 73px;
 
}
.section-head {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 2rem;
  margin-bottom: 30px;
 
}
.section-head h2 {
  margin-bottom: 0;
 
}
.section-head .eyebrow {
  margin-bottom: .6rem;
 
}
.section-head > p {
  color: var(--muted);
  font-size: .8rem;
  margin: 0;
 
}
.topic-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
 
}
.topic-card {
  text-decoration: none;
  display: block;
  border: 1px solid var(--line);
  padding: 34px;
  border-radius: 9px;
  position: relative;
  overflow: hidden;
  min-height: 310px;
 
}
.loan-topic {
  background: #edf2e5;
 
}
.card-topic {
  background: #f0eee5;
 
}
.topic-card h3 {
  font-family: var(--serif);
  font-size: 2.1rem;
  font-weight: 400;
  letter-spacing: -.035em;
  margin-bottom: 1rem;
 
}
.topic-card p {
  font-size: .83rem;
  max-width: 265px;
  color: #677460;
  position: relative;
  z-index: 1;
 
}
.topic-card .eyebrow {
  margin-bottom: 1rem;
 
}
.topic-icon {
  position: absolute;
  right: 26px;
  top: 23px;
  font-size: 1.8rem;
  color: #869575;
 
}
.card-end {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: .78rem;
  margin-top: 25px;
  position: relative;
  z-index: 2;
 
}
.topic-card .card-end {
  max-width: 245px;
 
}
.bar-art {
  position: absolute;
  bottom: 47px;
  right: 32px;
  height: 142px;
  display: flex;
  align-items: end;
  gap: 8px;
  transform: rotate(-6deg);
  opacity: .7;
 
}
.bar-art i {
  width: 23px;
  background: #9ab77c;
  height: 42%;
  border-radius: 3px 3px 0 0;
 
}
.bar-art i:nth-child(2) {
  height: 59%;
  background: #86a36a;
 
}
.bar-art i:nth-child(3) {
  height: 73%;
  background: #6e9157;
 
}
.bar-art i:nth-child(4) {
  height: 85%;
  background: #557c45;
 
}
.bar-art i:nth-child(5) {
  height: 100%;
  background: #365d35;
 
}
.bank-card-art {
  width: 180px;
  height: 115px;
  color: #f5efdc;
  border-radius: 9px;
  background: linear-gradient(135deg,#4b5f47,#1a392e);
  position: absolute;
  right: -8px;
  bottom: 52px;
  transform: rotate(-13deg);
  padding: 13px 17px;
  box-shadow: 0 12px 18px #18342416;
 
}
.bank-card-art > span {
  display: block;
  font-family: var(--serif);
  font-size: 1.25rem;
 
}
.bank-card-art i {
  width: 23px;
  height: 17px;
  border-radius: 3px;
  background: #c6be91;
  display: block;
  margin-block: 5px;
 
}
.bank-card-art small {
  font-size: .5rem;
  display: block;
 
}
.bank-card-art b {
  font-size: .32rem;
  letter-spacing: .13em;
 
}
.tools-section {
  background: #edf1e6;
  padding-block: 65px;
  border-block: 1px solid #e0e6d6;
 
}
.tools-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
 
}
.tool-card {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 26px;
  background: #fafcf7;
  border: 1px solid #dae2cf;
  border-radius: 6px;
  text-decoration: none;
 
}
.tool-number {
  color: #8c9d79;
  font-family: var(--serif);
  font-size: 1.3rem;
  align-self: flex-start;
  padding-top: .1rem;
 
}
.tool-card h3 {
  font-size: .95rem;
  font-weight: 600;
  margin: 0 0 .4rem;
 
}
.tool-card p {
  font-size: .75rem;
  line-height: 1.65;
  color: var(--muted);
  margin-bottom: 0;
 
}
.tool-card > span:last-child {
  margin-left: auto;
 
}
.tool-card:hover, .article-card:hover {
  border-color: #a4b394;
 
}
.privacy-line {
  text-align: center;
  font-size: .69rem;
  margin-top: 28px;
  color: #738168;
 
}
.privacy-line span {
  margin-right: .5rem;
 
}
.article-grid {
  display: grid;
  grid-template-columns: repeat(3,1fr);
  gap: 23px;
 
}
.article-card {
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 29px;
  text-decoration: none;
  background: #fffefa;
  min-width: 0;
  display: flex;
  flex-direction: column;
 
}
.article-card h3 {
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 400;
  margin: 1.1rem 0 .8rem;
 
}
.article-card p {
  font-size: .8rem;
  color: var(--muted);
  margin-bottom: 0;
 
}
.article-card .card-end {
  padding-top: 1.1rem;
  margin-top: auto;
 
}
.tag {
  font-size: .6rem;
  text-transform: uppercase;
  letter-spacing: .09em;
  color: #698253;
 
}
.approach {
  border-top: 1px solid var(--line);
  padding-block: 65px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
 
}
.approach h2 {
  margin-bottom: 0;
 
}
.approach > div:nth-child(2) {
  font-size: .86rem;
  color: var(--muted);
 
}
.approach em {
  color: #6d854d;
 
}
.faq-section {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 5rem;
  border-top: 1px solid var(--line);
 
}
.faq details {
  border-bottom: 1px solid var(--line);
 
}
.faq summary {
  padding: 18px 2rem 18px 0;
  font-weight: 500;
  font-size: .88rem;
  cursor: pointer;
 
}
.faq p {
  font-size: .85rem;
  color: var(--muted);
  padding-bottom: 12px;
 
}
.site-footer {
  background: #193b31;
  color: #d4ded0;
  padding-top: 58px;
  margin-top: 40px;
 
}
.footer-main {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: 2rem;
  padding-bottom: 45px;
 
}
.footer-brand {
  font-family: var(--serif);
  color: #eef3e2;
  font-size: 1.8rem;
  letter-spacing: -.04em;
  text-decoration: none;
 
}
.footer-main p {
  font-size: .8rem;
  color: #acbfad;
  margin-top: 1rem;
 
}
.footer-main strong {
  font-size: .75rem;
  color: #eff4e6;
  display: block;
  margin: 8px 0 15px;
 
}
.footer-main > div > a:not(.footer-brand) {
  display: block;
  text-decoration: none;
  font-size: .72rem;
  color: #b7c8b6;
  padding-block: .25rem;
 
}
.footer-main a:hover {
  text-decoration: underline;
 
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 2rem;
  padding-block: 20px;
  border-top: 1px solid #ffffff18;
  font-size: .63rem;
  color: #9eb49f;
 
}
.breadcrumbs {
  display: flex;
  gap: .6rem;
  flex-wrap: wrap;
  padding-top: 26px;
  font-size: .7rem;
  color: var(--muted);
 
}
.breadcrumbs a {
  text-decoration: none;
 
}
.page-heading {
  padding: 45px 0 30px;
  max-width: 870px;
 
}
.page-heading h1 {
  font-size: clamp(2.5rem,4.8vw,4rem);
  margin-bottom: 1.2rem;
 
}
.lead {
  font-size: 1.05rem;
  color: var(--muted);
  line-height: 1.85;
  max-width: 750px;
 
}
.hub-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2rem;
 
}
.directory-toolbar {
  display: flex;
  justify-content: space-between;
  align-items: end;
  gap: 2rem;
  padding-block: 20px 28px;
  font-size: .8rem;
 
}
.directory-toolbar label {
  display: grid;
  min-width: 0;
  gap: .3rem;
  width: min(420px,100%);
 
}
.directory-toolbar input, #search-input {
  padding: .8rem;
  min-width: 0;
  background: white;
  border: 1px solid var(--line);
  border-radius: 5px;
  width: 100%;
 
}
.directory {
  margin-bottom: 55px;
 
}
.full-tools {
  margin-bottom: 35px;
 
}
.note {
  background: var(--mint);
  border-left: 3px solid #90a472;
  padding: 22px 25px;
  color: #5d6b54;
  font-size: .82rem;
  margin-block: 30px;
 
}
.calculator {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  border: 1px solid #d6dfcd;
  border-radius: 10px;
  overflow: hidden;
  background: white;
  margin-bottom: 25px;
 
}
.calc-form {
  padding: 33px;
 
}
.calc-form h2 {
  font-family: inherit;
  font-size: 1.15rem;
  font-weight: 600;
  margin-bottom: 24px;
 
}
.fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 21px;
 
}
.field {
  font-size: .77rem;
  min-width: 0;
 
}
.field > span:first-child {
  display: block;
  min-height: 2.8em;
 
}
.field .input-wrap {
  font-size: 1rem;
  padding-block: .75rem;
 
}
.calc-form .button {
  margin-top: 27px;
 
}
.calc-output {
  background: #edf2e4;
  padding: 35px;
 
}
.result-label {
  font-size: .85rem;
  margin: 30px 0 6px;
 
}
.result-big {
  font-family: var(--serif);
  font-size: clamp(2rem,3vw,3.2rem);
  font-weight: 400;
  color: var(--ink);
  line-height: 1.2;
  display: block;
  letter-spacing: -.035em;
  overflow-wrap: anywhere;
 
}
.result-details {
  margin-top: 30px;
 
}
.result-metric {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  border-bottom: 1px solid #d3dec6;
  padding-block: 11px;
  font-size: .8rem;
 
}
.result-metric strong {
  white-space: nowrap;
  font-weight: 600;
 
}
.result-note {
  font-size: .73rem;
  margin: 24px 0 0;
  color: #67765c;
 
}
.schedule {
  border: 1px solid var(--line);
  background: white;
  border-radius: 6px;
  padding: 20px;
 
}
.schedule summary {
  cursor: pointer;
  font-size: .9rem;
  font-weight: 550;
 
}
.csv-button {
  margin-block: 20px;
 
}
.table-scroll {
  width: 100%;
  overflow-x: auto;
 
}
table {
  border-collapse: collapse;
  width: 100%;
  font-size: .82rem;
  white-space: nowrap;
 
}
th, td {
  padding: 12px 16px;
  text-align: right;
  border-bottom: 1px solid var(--line);
 
}
th:first-child {
  text-align: left;
 
}
thead {
  background: var(--mint);
 
}
.model-note {
  max-width: 850px;
  margin-block: 50px;
 
}
.model-note h2 {
  font-size: 1.7rem;
 
}
.model-note p {
  color: var(--muted);
  font-size: .9rem;
 
}
.comparison-columns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px;
 
}
.comparison-columns h3 {
  font-size: .95rem;
 
}
.comparison-columns strong {
  font-family: var(--serif);
  font-size: 1.8rem;
  font-weight: 400;
 
}
.comparison-columns p {
  font-size: .8rem;
  margin-top: 1rem;
 
}
.article-layout {
  display: grid;
  grid-template-columns: minmax(0,800px) minmax(210px,290px);
  gap: 5rem;
 
}
.article-body .page-heading h1 {
  font-size: clamp(2.2rem,4vw,3.5rem);
 
}
.article-meta {
  border-block: 1px solid var(--line);
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: center;
  font-size: .7rem;
  padding-block: 12px;
  color: var(--muted);
 
}
.save-button {
  background: transparent;
  border: 1px solid var(--line);
  border-radius: 5px;
  padding: .45rem .7rem;
  white-space: nowrap;
 
}
.save-button[aria-pressed=true] {
  color: var(--green);
  background: var(--mint);
 
}
.takeaways {
  padding: 27px;
  background: #eaf0e1;
  border-radius: 6px;
  margin-block: 35px;
 
}
.takeaways h2 {
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0;
 
}
.takeaways ul {
  margin: 0;
  padding-left: 1.2rem;
  font-size: .88rem;
 
}
.takeaways li {
  padding-block: .3rem;
 
}
.article-body section {
  padding-block: 14px 8px;
 
}
.article-body section h2 {
  font-size: 1.8rem;
  margin-top: 1rem;
 
}
.article-body section p {
  font-size: .98rem;
  line-height: 1.95;
 
}
.example {
  background: #f0eee4;
  border-left: 3px solid #b1a470;
  padding: 25px;
  margin-block: 30px;
 
}
.example h2 {
  font-size: 1.5rem;
 
}
.example p {
  font-size: .9rem;
  margin-bottom: 0;
 
}
.source-note {
  border-top: 1px solid var(--line);
  padding-top: 25px;
  margin-top: 30px;
  font-size: .75rem;
  color: var(--muted);
 
}
.sticky-box {
  position: sticky;
  top: 35px;
  margin-top: 60px;
 
}
.sticky-box nav {
  display: grid;
  gap: 12px;
 
}
.sticky-box nav a {
  font-size: .78rem;
  text-decoration: none;
  padding-left: 15px;
  border-left: 2px solid #d6dfcc;
 
}
.sidebar-tool {
  background: var(--mint);
  border-radius: 7px;
  padding: 23px;
  margin-top: 30px;
 
}
.sidebar-tool > span {
  font-size: 2rem;
 
}
.sidebar-tool h3 {
  font-family: var(--serif);
  font-size: 1.5rem;
  font-weight: 400;
  margin-block: 15px 10px;
 
}
.sidebar-tool p {
  font-size: .8rem;
  color: var(--muted);
 
}
.prose-page {
  max-width: 850px;
 
}
.prose-page section {
  padding-block: 15px;
 
}
.prose-page section h2 {
  font-size: 1.75rem;
 
}
.prose-page p {
  line-height: 1.95;
 
}
.source-entry {
  border-top: 1px solid var(--line);
  scroll-margin-top: 30px;
  overflow-wrap: anywhere;
 
}
.source-entry h2 {
  font-size: 1.3rem !important;
 
}
.source-entry ul {
  padding-left: 20px;
  font-size: .85rem;
 
}
.source-entry > a {
  font-size: .8rem;
 
}
.finder {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: white;
 
}
.finder form {
  padding: 30px;
 
}
.finder fieldset {
  padding: 0 0 24px;
  margin: 0 0 20px;
  border: 0;
  border-bottom: 1px solid var(--line);
 
}
.finder legend {
  font-size: .9rem;
  font-weight: 600;
  margin-bottom: 12px;
 
}
.finder label {
  display: flex;
  align-items: start;
  gap: .7rem;
  padding-block: 7px;
  font-size: .85rem;
 
}
.finder input {
  accent-color: var(--green);
  margin-top: 7px;
 
}
.finder-output {
  background: var(--mint);
  padding: 35px;
 
}
.finder-output h2 {
  font-size: 2rem;
 
}
.finder-output p, .finder-output li {
  font-size: .9rem;
 
}
.finder-output ul {
  padding-left: 20px;
 
}
.finder-output li {
  margin-block: 12px;
 
}
dialog {
  padding: 30px;
  width: min(700px,calc(100% - 30px));
  border: 1px solid var(--line);
  border-radius: 10px;
  color: var(--text);
  background: var(--paper);
  max-height: 85vh;
 
}
dialog::backdrop {
  background: #10251ccb;
 
}
.dialog-head {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  align-items: start;
 
}
.dialog-head h2 {
  font-size: 1.8rem;
 
}
.dialog-head button {
  background: transparent;
  border: 0;
  font-size: 1.7rem;
  padding: 0 5px;
 
}
dialog label {
  font-size: .8rem;
 
}
#search-status {
  margin-block: 15px;
  font-size: .75rem;
  color: var(--muted);
 
}
#search-results {
  display: grid;
  gap: 0;
 
}
#search-results a {
  padding-block: 15px;
  border-top: 1px solid var(--line);
  text-decoration: none;
 
}
#search-results strong {
  display: block;
  font-size: .95rem;
 
}
#search-results span {
  display: block;
  font-size: .75rem;
  color: var(--muted);
 
}
@media (min-width: 1500px) {
  .hero {
  gap: 8rem;
 
}
}
@media (max-width: 1150px) {
 .wrap {
  width: calc(100% - 56px);
 
}
 .header-inner {
  gap: 1.5rem;
 
}
 #main-nav {
  gap: .8rem;
 
}
 .brand {
  font-size: .98rem;
 
}
 .nav-group > a {
  font-size: .8rem;
 
}
 .hero {
  gap: 3rem;
 
}
 .hero-links {
  gap: 1rem;
  flex-wrap: wrap;
 
}
 .topic-card {
  padding: 27px;
 
}
 .bar-art {
  opacity: .45;
  right: 15px;
 
}
 .bank-card-art {
  opacity: .7;
  right: -40px;
 
}
 .article-layout {
  gap: 2.5rem;
 
}
}
@media (max-width: 850px) {
 .header-inner {
  min-height: 76px;
  gap: 1rem;
 
}
 .brand {
  font-size: 1.02rem;
 
}
 .menu-toggle {
  display: flex;
  align-items: center;
  gap: .5rem;
  margin-left: auto;
  background: none;
  border: 1px solid var(--line);
  padding: .45rem .65rem;
  border-radius: 4px;
  font-size: .75rem;
  min-height: 42px;
 
}
 #main-nav {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--paper);
  padding: 20px 28px;
  border-bottom: 1px solid var(--line);
  max-height: 70vh;
  overflow-y: auto;
 
}
 #main-nav.open {
  display: block;
 
}
 .mobile-utilities {
  display: grid;
  gap: 16px;
  padding-block: 20px 5px;
  font-size: .9rem;
 
}
 .nav-group {
  display: grid;
  grid-template-columns: 1fr 45px;
  border-bottom: 1px solid var(--line);
  gap: 0;
 
}
 .nav-group > a {
  padding: 14px 0;
  margin-block: 0;
  font-size: 1rem;
 
}
 .nav-group.is-current-section > a {
  padding-inline: .65rem;
  margin-inline: 0;
}
 .sub-toggle {
  min-height: 45px;
  font-size: 1rem;
 
}
 .subnav {
  position: static;
  width: auto;
  grid-column: 1/-1;
  box-shadow: none;
  border: 0;
  background: var(--mint);
  padding: 8px;
  margin-bottom: 12px;
  max-height: none;
  overflow-y: visible;
 
}
 .subnav a {
  font-size: .9rem;
  padding: 12px;
 
}
 .header-actions {
  gap: .4rem;
 
}
 .hero {
  gap: 2rem;
  padding-block: 45px;
 
}
 .hero h1 {
  font-size: clamp(2.5rem,5.2vw,3.4rem);
 
}
 .hero-proof {
  flex-direction: column;
  gap: .2rem;
 
}
 .hero-calculator {
  padding-inline: 20px;
 
}
 .mini-tabs {
  margin-inline: -20px;
  padding-inline: 20px;
  gap: 1rem;
 
}
 .hero-desc {
  font-size: .88rem;
 
}
 .quick-result {
  display: block;
 
}
 .quick-result strong {
  display: block;
  margin-top: .4rem;
 
}
 .benefit-band > div {
  font-size: .65rem;
 
}
 .topic-grid {
  gap: 16px;
 
}
 .topic-card h3 {
  font-size: 1.8rem;
 
}
 .bank-card-art,.bar-art {
  display: none;
 
}
 .article-grid {
  grid-template-columns: 1fr 1fr;
 
}
 .section-head > p {
  display: none;
 
}
 .footer-main {
  grid-template-columns: 1.5fr 1fr;
  row-gap: 25px;
 
}
 .article-layout {
  grid-template-columns: minmax(0,1fr);
 
}
 .article-sidebar {
  display: none;
 
}
 .calculator {
  grid-template-columns: 1fr 1fr;
 
}
 .calc-form,.calc-output {
  padding: 25px;
 
}
 .fields {
  grid-template-columns: 1fr;
 
}
 .field > span:first-child {
  min-height: 0;
 
}
 .faq-section {
  gap: 2rem;
 
}
 .result-metric {
  flex-direction: column;
  gap: 2px;
 
}
}
@media (max-width: 640px) {
 .wrap {
  width: calc(100% - 36px);
 
}
 .preview-banner {
  font-size: .58rem;
 
}
 .brand {
  font-size: .9rem;
  gap: .45rem;
 
}
 .brand-symbol {
  width: 30px;
  height: 32px;
  font-size: 1.5rem;
  border-radius: 6px;
 
}
 .header-actions {
  display: none;
 
}
 .hero {
  grid-template-columns: 1fr;
  gap: 32px;
  padding-block: 37px 42px;
 
}
 .hero h1 {
  font-size: clamp(2.3rem,9vw,3.5rem);
 
}
 .hero-desc {
  font-size: .95rem;
 
}
 .hero-links {
  gap: 1.3rem;
 
}
 .hero-proof {
  flex-direction: row;
  flex-wrap: wrap;
  gap: .8rem;
  margin-top: 1.4rem;
 
}
 .hero-calculator {
  padding-inline: 24px;
 
}
 .mini-tabs {
  margin-inline: -24px;
  padding-inline: 24px;
  gap: 1.7rem;
 
}
 .quick-result {
  display: flex;
 
}
 .quick-result strong {
  margin-top: 0;
 
}
 .benefit-band {
  padding-block: 16px;
 
}
 .benefit-band > div {
  flex-direction: column;
  gap: .35rem;
  font-size: .7rem;
 
}
 .benefit-band b {
  display: inline-block;
  min-width: 78px;
 
}
 .section {
  padding-block: 43px;
 
}
 .section-head {
  align-items: start;
  gap: 1rem;
 
}
 .section-head h2 {
  font-size: 1.85rem;
 
}
 .section-head > .text-link {
  font-size: .7rem;
  white-space: nowrap;
  margin-top: .4rem;
 
}
 .topic-grid,.tools-grid,.article-grid {
  grid-template-columns: 1fr;
 
}
 .topic-card {
  min-height: 0;
  padding: 28px;
 
}
 .topic-card h3 {
  font-size: 2rem;
 
}
 .topic-card p {
  max-width: 85%;
 
}
 .tools-section {
  padding-block: 42px;
 
}
 .tool-card {
  padding: 22px;
 
}
 .approach {
  grid-template-columns: 1fr;
  gap: 22px;
  padding-block: 43px;
 
}
 .faq-section {
  grid-template-columns: 1fr;
  gap: 10px;
 
}
 .footer-main {
  grid-template-columns: 1fr 1fr;
  gap: 25px 20px;
 
}
 .footer-main > div:first-child {
  grid-column: 1/-1;
 
}
 .footer-main > div:last-child {
  grid-column: 1/-1;
 
}
 .footer-bottom {
  flex-direction: column;
  gap: .5rem;
 
}
 .page-heading {
  padding-top: 30px;
 
}
 .page-heading h1 {
  font-size: 2.6rem;
 
}
 .lead {
  font-size: .96rem;
 
}
 .calculator,.finder {
  grid-template-columns: 1fr;
 
}
 .fields {
  grid-template-columns: 1fr 1fr;
  gap: 16px;
 
}
 .field {
  font-size: .72rem;
 
}
 .field > span:first-child {
  min-height: 2.8em;
 
}
 .calc-form,.calc-output,.finder form,.finder-output {
  padding: 24px;
 
}
 .result-metric {
  flex-direction: row;
  gap: 1rem;
 
}
 .result-big {
  font-size: 2.7rem;
 
}
 .result-label {
  margin-top: 15px;
 
}
 .directory-toolbar {
  align-items: end;
  gap: 1rem;
 
}
 .directory-toolbar > span {
  white-space: nowrap;
  font-size: .7rem;
 
}
 .article-meta {
  align-items: start;
 
}
 .takeaways {
  padding: 22px;
 
}
 .comparison-columns {
  gap: 18px;
 
}
 .comparison-columns strong {
  font-size: 1.6rem;
 
}
 dialog {
  padding: 22px;
 
}
}
@media (max-width: 360px) {
 .brand {
  font-size: .79rem;
 
}
 .brand-symbol {
  width: 27px;
 
}
 .menu-toggle {
  padding-inline: .4rem;
 
}
 .fields {
  grid-template-columns: 1fr;
 
}
 .field > span:first-child {
  min-height: 0;
 
}
 .quick-result strong {
  font-size: 1.8rem;
 
}
 .section-head {
  flex-direction: column;
 
}
 .hero-proof {
  font-size: .62rem;
 
}
}
@media (prefers-reduced-motion: reduce) {
  html {
  scroll-behavior: auto;
 
} * {
  transition: none !important;
 
}
}
@media print {
 .site-header,.site-footer,.preview-banner,.article-sidebar,.hero-links,button,.schedule summary,.skip-link {
  display: none !important;
 
}
 body {
  background: white;
  color: black;
 
}
 .wrap {
  width: 100%;
 
}
 .article-layout,.calculator {
  display: block;
 
}
 .calc-output {
  background: #f4f4f4;
 
}
}